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Buyer’s Guide

  • 1 Determine your goals and budget
  • 2 Save for a down payment AND closing costs
  • 3 Meet with a local lender
  • 4 Get pre-approved for a mortgage
  • 5 Meet with your real estate agent
  • 6 Search for the perfect home
  • 7 Make a strong offer
  • 8 Send your earnest money deposit to escrow
  • 9 Get a mortgage
  • 10 Schedule a home inspection
  • 11 Have the home appraised
  • 12 Get homeowners insurance
  • 13 Carefully read ALL the seller’s disclosures
  • 14 Negotiate any repairs or credits with the seller
  • 15 Remove buyer contingencies
  • 16 Perform final walk-through
  • 17 Sign loan docs
  • 18 Close on your new home and let’s CELEBRATE
  • 1 Determine your goals and budget
  • 2 Save for a down payment and closing costs
  • 3 Meet with a local lender
  • 4 Get pre-approved for a mortgage
  • 5 Meet with your real estate agent
  • 6 Search for the perfect home
  • 7 Make a strong offer
  • 8 Send your earnest money deposit to escrow
  • 9 Get a mortgage
  • 10 Schedule a home inspection
  • 11 Have the home appraised
  • 12 Get homeowners insurance
  • 13 Carefully read all the seller’s disclosure
  • 14 Negotiate any repairs or credits with the seller
  • 15 Remove buyer contingencies
  • 16 Remove buyer contingencies
  • 17 Sign loan docs
  • 18 Close on your new home, and let’s celebrate